Payday Loan Laws - AZ
The rules and regulations issuers of payday loans must abide by in the state of Arizona.
Legal Status:
Legal
Loan Terms:
Maximum Loan Amount: $500
Loan Term: Min: 5 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: Three (extensions)
Collection Limits:
Collection Fees: $25 NSF fee + actual charges assessed by the financial institution
Criminal Action: Prohibited
Go back to Payday Loan Laws
Apply for a Payday Loan
Get approved for a payday cash advance today with no credit check, no faxing, and instant online approval. Have up to $1500 in your account the next day! With a simple and easy online application and instant approval, get the cash you need right now!
