Payday Loan Laws - SC

The rules and regulations issuers of payday loans must abide by in the state of South Carolina.

Legal Status:

Legal

Loan Terms:

Maximum Loan Amount: $300
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%

Debt Limits:

Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: None

Collection Limits:

Collection Fees: Lesser of: NSF fee of $10 or actual charge
Criminal Action: Prohibited

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