Payday Loan Laws - SD

The rules and regulations issuers of payday loans must abide by in the state of South Dakota.

Legal Status:

Permitted under small loan act or licensing law

Loan Terms:

Maximum Loan Amount: $500
Loan Term: Not Specified
Maximum Finance Rate and Fees: Not Specified
Finance Charge for 14-day $100 loan: No Limit
APR for 14-day $100 loan: No Limit

Debt Limits:

Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: Four (licensee can renew, rollover or flip loan if debtor pays outstanding fee each time)

Collection Limits:

N/A

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