Payday Loan Laws - WY

The rules and regulations issuers of payday loans must abide by in the state of Wyoming.


Legal Status:

Legal

Loan Terms:

Maximum Loan Amount: Not Specified
Loan Term: 1 calendar month
Maximum Finance Rate and Fees: the greater of 20% or $30
Finance Charge for 14-day $100 loan: $30
APR for 14-day $100 loan: 780%

Debt Limits:

Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: None (cannot repay, refinance or consolidate by proceeds of another check)

Collection Limits:

Criminal Action: Prohibited (Prior to date on instrument)

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